Self-Build, conversion and renovation finance
Expert Guidance for Confident Construction Finance Placements. Assess suitability swiftly and advance every case with transparency and precision.
What is a Self-Build mortgage?
Self-build and renovation mortgages are tailored for clients building from the ground up, transforming a property, or undertaking major renovations. Unlike standard mortgages, funds are released in stages, so understanding when your client needs money during construction is key.
When construction, structural changes, or unconventional properties are involved, this is the go-to finance solution. Lenders need to understand planning consents, warranties, costs, cash flow requirements, project end values, construction type, and the level of client involvement in the build, to name just a few. It’s not just an affordability and criteria check.
For brokers, self-build and renovation finance means they can offer their clients flexibility, staged payments, and the ability to support projects that fall outside the mainstream. It’s the smart way to fund ambitious builds and unique homes.
Why do you need a specialist?
Self-build and renovation finance is a different world; funds are released in stages, and every detail counts for a lender. That’s why you need a specialist on your side. We help give you and your clients the edge with:
Free professional costing service: We provide a complimentary, fully costed schedule of works prepared by our in-house chartered engineer. Most lenders require this before they’ll even consider an application, and most clients don’t know their true costs without expert help.
Feasibility first: We assess your client’s project upfront, so you know it’s viable before you commit.
Cashflow forecast: We provide you with a detailed cashflow, so youcan illustrate to the client when and how much they will get at each drawdown during the build
Lender matchmaking: We identify the right lenders for your client’s unique build, saving you time and hassle.
Sorting all trades: Need contractors? We can source and coordinate every trade your client needs to complete the job, taking the stress out of recruitment.
Clear structure: We set expectations early, keeping you and your client on track from day one.
Work with us and turn complex cases into smooth, successful completions, while giving your clients the clarity and support they need to build with confidence.
There’s two ways for you to work with Mayflower:
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Packager service
If you want to remain closely involved in the advice process, we will work alongside you to:
✓ Assess project viability and lender fit.
✓ Provide a complimentary fully costed schedule of works.
✓ Navigate construction-specific challenges.
✓ Provide a cashflow forecast for your clients’s project.
✓ Minimum proc. fee paid of 0.4% up to 1%.
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Refer clients directly
Refer your client directly to Mayflower and we:
✓ Manage the whole advice process from initial enquiry through to completion.
✓ Keep you updated at every stage. You have 24/7 access through your Mayflower portal.
✓ Post-build, no contact is made by us.
✓ We don’t cross-sell any personal insurance.
✓ Minimum 0.16% fee paid for referrals on completion.
Experience you can rely on
At Mayflower, we work exclusively in construction finance. Our dedicated team navigates these projects daily, providing valuable insights into their practical realities throughout the journey.
We deliver actionable advice and realistic guidance to brokers, ensuring cases move forward seamlessly and with minimal surprises.
Ready to discuss a self build or renovation case?
If you’re working with a client on a self-build or major renovation project and would like specialist support, we’d love to hear from you. You can register to submit a case, or get in touch if you’d like to talk something through first.